First time buyers mortgages made simple

We’ll take the worry out of buying a property and help you navigate first time buyer mortgages, with expert knowledge and the guidance you need to make the right choice.

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How much can I borrow?

Found a property? About to start your search? Change of circumstances? Use our mortgage calculator as a guide to help you plan your property purchase or next move.

Our system automatically presents you with an estimated figure of the amount you could borrow from a lender. However, this is just a guide and any mortgage will be subject to affordability and credit checks. We recommend you also speak to us to get a more precise figure. We have the experience to guide you through the mortgage application process, asking the appropriate questions that we know are important to lenders.

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Disclaimer

Our mortgage calculators give you an idea of what you could borrow based on the information you provide. This information is only a guide and we advise you to seek advice from a qualified mortgage broker such as Private Wealth Mortgages before making any decisions.

Getting a precise loan amount will depend on a range of factors, including: your income, monthly outgoings, the amount of deposit you have, your age, personal employment situation and credit score.

Buying a home for the first time should be exciting, but in reality it can be time-consuming and overwhelming. The hunt for the right property, raising funds for your deposit and choosing one of many first time buyer mortgages on the market are just a few of the challenges you face.

At Private Wealth Mortgages we know this is probably new to you, which is why we do more than simply present you with a list of lenders. We make a promise to help you navigate every stage of the mortgage process, offering exceptional customer service, knowledge and expertise you can trust. Our mortgage advisers are all fully qualified and together they have decades of experience advising customers on the most appropriate loan for their property purchase.

Our work begins with getting to know more about you and an assessment of what you can afford. We also take into account your personal circumstances, such as possible career progression and your plans for the future, as well as any other factors that could influence your ability to repay a mortgage. We will then be in the best position to suggest the right mortgages for you.

As well as recommending the mortgage products that fit you, your lifestyle and goals, we guide you through the application process. That includes step-by-step advice on gathering facts and figures required by banks or lenders, and completing your application forms. We can even support you by providing or recommending additional services including conveyancers, accountants and insurance policies. You’ll find more information about those services, here.

One of our first time buyer mortgage experts will be on-hand to help you right through to completion, until you get the keys, no matter how minor your problem or query might seem. Our objective is to provide the service, knowledge and advice that ensures the entire process of buying your first home is less stressful and more enjoyable.

Call us on 01403 270006 with any questions or to discuss your first-time property purchase with one of our experts today.

Comments from our Clients

Salli and the team were amazing helping us sort out everything, I can’t thank them enough! They explained everything in detail so we fully understood, as everything was new to us.

–Jojo & Ben, first time buyers, Uckfield

Mortgage Calculators

How much will it cost?

A guide to the monthly repayments on your mortgage, subject to affordability checks

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How much stamp duty will I pay?

A guide to the amount of money you will pay in property tax on your purchase

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Next Steps

Find out more about your options and the home buying process.

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Call our trained advisers

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Registered in England & Wales, no 5603163
Private Wealth Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. FCA Number: 445980

Private Wealth Mortgages Ltd, Hillreed House, 54 Queen St, Horsham, West Sussex, RH13 5AD

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