Making a wise investment work harder

We can help you choose the best buy to let mortgage from a wide range of options as well as assessing your affordability, ensuring you protect your investment in property.

Request a phone call

  • This field is for validation purposes and should be left unchanged.

If you rent out a property or a portfolio of properties to tenants, you must have a buy to let mortgage rather than a standard residential mortgage. There are a number of options to choose from when it comes to buy to let, and the right one will depend on your personal circumstances.

Interest only, repayment, variable rate or fixed rate are mortgage terms you have probably heard about as a property owner. But there can be other factors to consider when you’re choosing a buy to let mortgage, which will help you protect your investment. At Private Wealth Mortgages, our experienced advisers keep up to date with the many mortgage options, lenders and rates available for buy to let property owners. That means we can help you take out the most appropriate and cost-effective home loan.

It’s crucial that you make well-informed decisions about the deposit you contribute and the amount you can afford to repay on your investment property, especially if this is an additional home. For example, you need to ensure you have enough rental income to cover your mortgage, any fees associated with managing your property and possible maintenance costs.

Our mortgage advisers have the experience to guide you through the buy to let process, which can be complicated and time consuming. We’ll help you assess affordability and the risks you may face, such as difficulty covering your repayments if you can’t find a tenant. We’ll also handle as much of the paperwork as we can on your behalf and respond to any queries or questions raised by your mortgage provider.

There are additional services you might need to make the process of buying or running a buy to let property go as smoothly as possible. That’s why we work with trusted partners such as conveyancing specialists and accountants, who can help you manage your rental income and ensure your investment in property is more secure.

Call us on 01403 270006 to discuss your personal circumstances and options when it comes to choosing a buy to let mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Let.

What You Say

Private Wealth were extremely helpful and professional, making the whole process less stressful with good communication

–Will and Hayley, First Time Buyers, Guildford

Mortgage Calculators

How much will it cost?

A guide to the monthly repayments on your mortgage, subject to affordability checks

Learn more

How much stamp duty will I pay?

A guide to the amount of money you will pay in property tax on your purchase

Learn more

Our People

Neil Powney

Mortgage & Protection Adviser

Neil has over a decade of experience as an independent mortgage and protection product adviser, and deals with all aspects of the role. Whether you are a first time buyer or an old hand in the property market, he will work with you to ensure the perfect solution is found.

Mandy Smith

Mortgage & Protection Adviser

Mandy started her career working for Nationwide, and brings 25 years of experience to help her clients achieve their plans and goals. Mandy has accumulated an impressive portfolio of happy clients who always return for more help with their lending, as well as regularly recommending her services to their own networks.

Jay Blackman

Mortgage & Protection Adviser

Jay has worked in the property industry for 15 years in different roles including property rentals, management, consultancy and staff training. He became an independent mortgage advisor in 2008 and since then has built a varied client list including property developers and portfolio landlords.

Jenny Tunnicliffe

Mortgage & Protection Adviser

Jenny joined the team in August 2016 after taking a career break to travel the world. She hit the ground running, working closely with Salli and her clients while also developing relationships with introducers to the company. Jenny deals with all aspects of mortgage and protection advice, and is already receiving recommendations from clients she has helped.

See more

Call our expert mortgage advisers

01403 270006 Leave a Message

Registered in England & Wales, no 5603163
Private Wealth Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. FCA Number: 445980

Private Wealth Mortgages Ltd, Hillreed House, 54 Queen St, Horsham, West Sussex, RH13 5AD

Responsive website designed & developed by