Home insurance that covers your contents is an optional insurance (unlike buildings insurance, which is a requirement when you take out a mortgage). Your policy will cover accidents like spillages, water damage from pipes, flooding and fire. Any payment from your home insurance will often repay the value of possessions that are damaged, lost or stolen. You can even specify cover of particular items such as beloved paintings, jewellery with sentimental value or expensive heirlooms.
Home insurance is essential if you want to protect yourself and your belongings. Losing items you love, whether it’s due to damage, fire or theft, can be distressing and costly. An insurance policy will ease the worry and pain that comes from dealing with such an experience, and help you rebuild your home or replace items without financial worries.
At Private Wealth Mortgages we have insurance experts who can help you choose the right home insurance for your own circumstances, property and belongings. To talk to one of our insurance brokers or advisers, call us today on 01403 270006.