Financial advice in later life and retirement

At Private Wealth Mortgages we are committed and passionate about helping borrowers at every stage of their life, hence our motto, ‘Advice for Life’.

We will guide you through what is available for borrowing in later life, consider your situation with care and compassion and find the best value option for your circumstances.

A little more about us and how we can help

Making sure you and your loved ones have financial security in later life often means talking about sensitive issues. Wills and trusts, protection of investments, remortgaging and preparing for what the future holds can all be difficult topics to discuss. At PWM, our expert mortgage advisers will always use compassion and care when helping customers plan their finances. We frequently visit people of retirement age in their own homes to discuss concerns or answer questions, and we are always happy for you to have family members or trusted friends present.

We have over 30 years of combined experience in retirement mortgages, remortgages, equity release and financial planning. Whatever aims and goals you have for your retirement, we can help you make personal plans based on informed, intelligent advice. We work with a variety of carefully selected trusted partners including solicitors, accountants and financial advisors, who can help you sucessfully prepare for – and enjoy – your retirement. Together we aim to make the mortgage or financial process as simple and worry-free as possible for you.

We are authorised and regulated by the Financial Conduct Authority (FCA) and are also members of the Equity Release Council (ERC), the industry body for equity release mortgages. Whatever age you are and however you are planning to finance your retirement our expert retirement mortgage advisors will discuss your personal circumstances and explain all the options available to you in a way that is unbiased and easy to understand. What’s more, we offer a free, no-obligation initial consultation with a review of your current circumstances and income levels.

For borrowers over the age of 55 who wish to mortgage into retirement or are considering using the equity in their home to release some tax-free cash, there are many options available. We will guide you through the process with care, ensuring you receive the right advice and information to make an informed decision to suit your lifestyle and future plans.

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