Expert mortgage specialists that Brighton can depend on
Our specialist mortgage advisors understand that sorting out the best mortgage in Brighton or surrounding, whether you’re looking for a buy to let, you’re a first-time buyer or you simply want to renew your current mortgage, can be overwhelming. That’s why we make sure you fully understand all the terms and what it means for your current and future finances. We guide you through the whole process, particularly taking into consideration your personal circumstances and future plans, providing you with all the information you need to make the right decisions.
Our team of advisors have years of experience and know-how in helping people select mortgages, but also on protection and insurance policies, as well as a range of financial services by trusted partners.
Advice for life, tailored to your personal circumstances and individual goals
Offering specialist knowledge of the mortgage market, our advisors take the time to get to know you, your financial situation as well as your life goals. That’s because the terms of your mortgage can have an impact on your financial health and security in the future. If you’re looking to start a family, hoping to move to a bigger property over the next few years, or you’d like to reduce a mortgage in the quickest possible time, we will review your needs and provide the mortgages that are most suitable.
Because we are authorised and regulated by the Financial Conduct Authority (FCA) and are totally impartial, you can trust us and be confident in our ability to give the most appropriate mortgage advice and options, suited to you.
Chris and Alastair, Bracknell
Throughout the whole process your team have been nothing but outstanding. A pleasure to deal with in every regard.
Mortgage and Protection Adviser
Mandy started her career working for Nationwide, and brings 25 years of experience to help her clients achieve their plans and goals.
Q: What is the maximum age to get a mortgage?
The maximum age to get a mortgage varies depending on the lender and with some retirement mortgages there is no maximum age at all – instead the primary consideration is your unique financial circumstances in terms of earned income, pension income and credit history. Age is not always the ultimate factor with certain types of mortgages too – some lenders of buy to let products, for example, don’t have a maximum upper age limit. Our team of expert retirement mortgage advisors have access to the whole market and can discuss, for free and with no obligation, the best options for you.
Q: Is using my house equity safe?
Yes. The plans we recommend carry guarantees and features to ensure that you can release cash from your home safely and securely. They must be overseen by a solicitor and can only be advised upon by professionals like ourselves who hold specific equity release qualifications. All plans are regulated by the Financial Conduct Authority (FCA) and we are members of the Equity Release Council (ERC), the industry body for equity release mortgages.
Q: Why would you choose Private Wealth Mortgages – what makes them different?
A: We pride ourselves on focusing our efforts on helping people get the mortgage they need, suited to them, no matter how complicated their individual case. We get to know you by listening to any concerns you may have, understanding your current financial situation and considering how that might change in the future. Meet our team.
If you’re based in Brighton or a surrounding area, we recommend you chat to one of our qualified mortgage advisors.