Our experienced Crawley mortgage advisors are here to help
Whether you’re looking to get on the property ladder, looking for a buy to let mortgage or review your current mortgage for a better rate, we can help. Private Wealth Mortgages provide professional advice that Crawley and the surrounding areas can count on, offering expert proficiency of the entire mortgage market.
Our specialist advisors understand that applying for a mortgage, whether it’s a first-time buyer mortgage, an equity release mortgage or a buy to let, can be overwhelming. That’s why we make sure you fully understand all the terms and have all the information you need to make the right decision. Most of our business comes from recommendations due to our specialism in fitting the right products to personal circumstances.
We are authorised and regulated by the Financial Conduct Authority (FCA) and are totally impartial.
How we work and why you should choose us
At Private Wealth Mortgages, it’s less about a list of lenders and more about finding the right fit for your life. We offer mortgage advice, protection and insurance policies as well as a range of financial services provided by trusted partners.
We gather as much information as we can about your own individual circumstances. We get to know you, listen to any concerns you may have, understand your current financial situation and consider how that might change in the future. Then we present the options that are best for you and your family.
The terms of your mortgage can have an impact on your financial health and security in the future. So, if you’re looking to start a family, hoping to move to a bigger property over the next few years, or you’d like to reduce a mortgage in the quickest possible time, we will review your needs and provide the mortgages that are most suitable.
Chris and Alastair, Bracknell
Throughout the whole process your team have been nothing but outstanding. A pleasure to deal with in every regard.
Mortgage and Protection Adviser
Mandy started her career working for Nationwide, and brings 25 years of experience to help her clients achieve their plans and goals.
Q: How experienced are Private Wealth Mortgages?
A: Our experienced and qualified advisors at Private Wealth Mortgages have a combined 30 years of experience providing the guidance you need to choose a mortgage. Whether you’re a property investor, a first time buyer, remortgaging, or making your next move on the property ladder, we take the time to get to know your personal circumstances so we can advise on what’s best for you whatever stage of life you’re at.
Q: Am I simply provided with a list of mortgage lenders?
A: No. We get to know you via a detailed review of your current personal and financial circumstances. If we then ascertain that you are eligible to take out a mortgage and will be accepted by a bank or lender, we use this information to present you with a selection of mortgages. Whatever the scenario, we can help you find the mortgage options that give you financial security and help you plan.
Q: What happens if I can’t get a mortgage?
A: All applications for a mortgage are based on differing financial criteria and if you are not accepted for a mortgage based on your personal circumstances now, it does not mean that this is the case forever. It may mean that following some changes to your financial circumstances a different type of loan can be secured. Mortgage lenders will assess whether you can afford the repayments, so there will be a review of your income and outgoings and a mortgage will be stress tested to ensure you can afford it now and if rates increase in the future. The amount of cash you have as a deposit will also be a consideration.