Advice for all your mortgage needs in Eastbourne

At Private Wealth Mortgages, we provide a complete mortgage service, from helping you select the most appropriate home loan for your individual circumstances to guiding you through the application process to protection and insurance policies.

Experienced mortgage advice for your Eastbourne property plans

Our qualified mortgage advisors have over 30 years of combined experience guiding residents of Eastbourne and surrounding through their mortgage applications – securing the best options for them.  Whether it’s a First-Time Buyer Mortgage or a Buy to Let, an Equity Release Mortgage or a Retirement Mortgage, the market can be confusing and the various options overwhelming. Our approachable, friendly team of advisors take an in-depth view of your personal circumstances, challenges and goals. This allows us to provide the options, information and guidance to get a mortgage that’s right for you.

We are authorised and regulated by the Financial Conduct Authority (FCA) so are totally impartial. We are also members of the Equity Release Council (ERC), the industry body for equity release mortgages.

For help and support with a mortgage enquiry in the Eastbourne or surrounding area, contact us at Private Wealth Mortgages today. We offer a FREE no-obligation chat on 01403 270006.

Dedicated to our clients – we offer advice for life

We are proud to say that our clients receive a full mortgage strategy that helps them live more securely and comfortably both now and in the future. Skilled at navigating the mortgage market, we have years of experience helping a wide range of people, regardless of their income, profession or credit history. So, if you’re looking for a mortgage adviser who takes the time to get to know you and where you are in life, you’ve come to the right place.

Aware that the mortgage search and application process can be lengthy, complex and stressful, we make a promise to keep things simple – ensuring clients are continually up-to-date with information. You will have a dedicated administration team member assigned to you, who can assist with any questions you have and who can take care of as much of the paperwork as possible.

In addition to mortgages, we can offer a range of related services or recommend trusted partners that will ensure any property purchase is dealt with properly, including protection and insurance policiesaccountantssurveyors, and conveyancing specialists.

Call our expert mortgage advisers today

01403 270006 Contact us

Comments from our Clients

Throughout the whole process your team have been nothing but outstanding. A pleasure to deal with in every regard.

Chris and Alastair, Bracknell

Our People

Mandy Smith

Mortgage and Protection Adviser

Mandy started her career working for Nationwide, and brings 25 years of experience to help her clients achieve their plans and goals.

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Frequently Asked Questions

Q: Do you simply provide me with a list of mortgage lenders?

No. Our service includes a detailed assessment and review of your current personal and financial circumstances. Then, if we believe you are eligible to take out a mortgage and will be accepted by a bank or lender, we use this information to present you with a selection of mortgages. As an example, you may be self-employed and have difficulty understanding what kind of information you need to provide to a lender. Perhaps you are a first-time buyer on a low income or maybe you are a couple with joint incomes, but one of you is planning to give up work in the next couple of years. Whatever the scenario, we can help you find mortgage options that allow you to plan for the future.

Q: How do I remortgage my home?

There are several different reasons that you may want or need to remortgage your property. These can range from affordability to taking advantage of lower rates or a longer repayment term. Whatever your reasons for changing the mortgage you currently have, there are a few steps that will guide you when it comes to making the right choice. Here’s our guide or call us for a free no obligation chat to get you on the right track.

Q: How does a retirement mortgage work?

Usually arranged on an interest-only basis a retirement mortgage is essentially a loan secured against a property that commences during retirement. The term could be for the lifetime of the homeowner or fixed (10 or 15 years for example). Repayments of the capital and /or the interest are made until the mortgage is repaid or the property sold. More information on retirement mortgages.