Not just mortgage advice, but advice for life
Whether you need a first-time mortgage, a buy to let, an equity release mortgage or simply a remortgage, our expert, tailored to individual circumstances approach, and exceptional standards of service are the reason clients come back to us time after time. We often help people purchase numerous properties or apply for different mortgages over the course of many years. So, if you’re looking for a mortgage adviser who takes the time to get to know you and where you are in life, then our friendly qualified team at Private Wealth Mortgages are perfect for you.
Our clients receive a full mortgage strategy that helps them live more securely and comfortably both now and in the future. Skilled at navigating the constantly changing mortgage market, we also offer a range of related services or recommend trusted partners to ensure the whole process is as straightforward as possible, including: solicitors or conveyancing specialists, protection and insurance policies and surveyors.
We make it simple for you to buy a home in Hastings and beyond
We understand that buying a property is a very significant and important investment. The process can be overwhelming or confusing, particularly if it’s the first time you’ve bought a home.
At Private Wealth Mortgages we do all we can to make your purchase as smooth and easy as possible, whether it’s presenting you with mortgage options, guiding you through the paperwork or recommending a solicitor. We take you through each stage, step by step.
Being authorised and regulated by the Financial Conduct Authority (FCA) means we are completely impartial, allowing us to find the mortgage that’s right for your personal circumstances. Our experienced brokers are also members of the Equity Release Council (ERC), the industry body for equity release mortgages, so if you require this type of support, you are in qualified hands.
For help and advice on a mortgage in the Hastings or surrounding area, contact our friendly team of qualified advisors, with over 30 years of experience, at Private Wealth Mortgages today.
Chris and Alastair, Bracknell
Throughout the whole process your team have been nothing but outstanding. A pleasure to deal with in every regard.
Mortgage and Protection Adviser
Mandy started her career working for Nationwide, and brings 25 years of experience to help her clients achieve their plans and goals.
Q: How does a buy to let mortgage work?
A: If you rent out a property or a portfolio of properties to tenants, you must have a buy to let mortgage rather than a standard residential mortgage. There are several options to choose from when it comes to buy to let, and the right one will depend on your personal circumstances.
Interest only, repayment, variable rate or fixed rate are mortgage terms you have probably heard about as a property owner. There can be other factors to consider when you’re choosing a buy to let mortgage, however, which will help you protect your investment. At Private Wealth Mortgages, our experienced advisors keep up to date with the many mortgage options, lenders and rates available for buy to let property owners. That means we can help you take out the most appropriate and cost-effective home loan. More information on buy to let.
Q: I’d like to buy a property for the first time, what should I do first?
A: If you’d like to invest in a home, whether it’s for you and your family or to rent out to other people, the first thing to do is find out how much you can afford. This will be based on the amount of money you have saved to put down as a deposit on your property as well as your ability to borrow money, which is known as your mortgage. Call one of our advisors today on 01403 270006 for a FREE no obligation chat, where we can access your personal circumstances and future plans to work out the best way forward for you.
Q: What is remortgaging?
A: Remortgaging is the name given to the process of changing your mortgage. Most commonly, this takes place when you switch to a new deal with a different lender or renew your existing home loan under new terms. At Private Wealth Mortgages, we advise you on the best course of action when it comes to your remortgage and financial goals. Our expert mortgage advisors look at a range of criteria related to your individual circumstances to determine how you would benefit from changing your mortgage. This can include increasing or decreasing the amount you repay, switching to a fixed, variable, repayment or interest-only mortgage, and helping you release equity.