Expert mortgage help for your Tunbridge Wells and surrounding property plans

Call us on 01403 270006 or contact us for a free no‑obligation chat

We have a combined 30 years of experience providing guidance on choosing a mortgage, whether you’re a property investor, a first-time buyer, remortgaging or making your next move on the property ladder. At Private Wealth Mortgages we are here to help.

Expert mortgage help for your Tunbridge Wells and surrounding property plans

At Private Wealth Mortgages, we provide qualified mortgage advice for your property plans in Tunbridge Wells and the surrounding areas, providing you with the best mortgage on the market for your personal circumstances and individual goals.  We do this by getting to know you, listening to any concerns you may have, understanding your current financial situation and considering how that might change in the future. Then we present the options that are best for you and your family. It’s less about a list of lenders and more about finding the right fit for your life. 

No question is unusual, and no circumstance is impossible to find a strategy for and most importantly we listen to you. We also have the benefit of a team of advisers – resulting in collaboration of knowledge and an ability to respond to market changes more effectively.

We don’t only offer mortgage advice! We also advise on protection and insurance policies as well as a range of financial services provided by trusted partners, including; surveyors, accountants, and conveyancing specialists.

We are authorised and regulated by the Financial Conduct Authority (FCA), so we’re completely impartial, and are also members of the Equity Release Council (ERC), the industry body for equity release mortgages.

Experience and qualified to advise on all types of mortgages

Our mortgage advisors have the experience to guide you through the whole buying process, which can be complicated and time consuming. We’ll help you assess affordability and handle as much of the paperwork as we can on your behalf – responding to any queries or questions raised by the mortgage provider.

We’ll get to know you in order to get the best mortgage solution for you, whatever your situation We can help you assess whether a new mortgage is appropriate for you, as well as giving you a range of options for your next mortgage.

We are especially experienced in handling complex cases, such as self-employed mortgages or remortgages, as well as buy to let, first-time buyer mortgages and those for later life borrowers, retirement mortgages and lifetime mortgages. 

With so many options on the market it can seem overwhelming. So, if you’re looking for a mortgage specialist for your property plans in or around Tunbridge Wells and need someone with years of experience at navigating the constantly changing market, contact one of our friendly team members. GET IN TOUCH for a no obligation chat on: 01403 270006 or email: info@privatewealthmortgages.co.uk.

Call our expert mortgage advisers today

01403 270006 Contact us now

Comments from our Clients

Throughout the whole process your team have been nothing but outstanding. A pleasure to deal with in every regard.

–Chris and Alastair, Bracknell

Our People

Neil Powney

Neil Powney

Mortgage & Protection Adviser

Neil has over a decade of experience as an independent mortgage and protection product adviser, and deals with all aspects of the role. Whether you are a first time buyer or an old hand in the property market, he will work with you to ensure the perfect solution is found.

Mandy Smith

Mandy Smith

Mortgage & Protection Adviser

Mandy started her career working for Nationwide, and brings 25 years of experience to help her clients achieve their plans and goals. Mandy has accumulated an impressive portfolio of happy clients who always return for more help with their lending, as well as regularly recommending her services to their own networks.

Hilary Hayes

Hilary Hayes

Mortgage & Protection Adviser

Hilary joined Private Wealth at the end of 2017 and brings with her years of experience as a mortgage and protection specialist. She advises on residential and buy to let mortgages as well as bridging finance and protection needs.

Jenny Tunnicliffe

Jenny Tunnicliffe

Mortgage & Protection Adviser

Jenny joined the team in August 2016 after taking a career break to travel the world. She hit the ground running, working closely with Salli and her clients while also developing relationships with introducers to the company. Jenny deals with all aspects of mortgage and protection advice, and is already receiving recommendations from clients she has helped.

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Most Popular Frequently Asked Questions

Q: How much deposit do I need for a buy to let mortgage?

A: With any mortgage, the amount of deposit you can put down on the property you want to buy will have an impact on the interest rate and terms you can secure. Although it’s not always the case, typically the more deposit you can contribute, the lower your mortgage rate and monthly payments will be. For buy to let investors, this means a greater margin between your mortgage payments and the amount of money you earn from rental income. Find out more here

It is impossible to say precisely how much deposit you will need to purchase a buy to let. Your acceptance for a mortgage and the amount of deposit required will vary from lender to lender, so contact one of our qualified advisors for a FREE no-obligation chat on 01403 270006.

Q: How do I get a mortgage over the age of 55?

A: For borrowers over the age of 55 who wish to mortgage into retirement or use the equity in their home to release some tax-free cash, there are many options available. There is no set age range for applying for a mortgage. Although historically, lenders have been reluctant to offer large mortgages to those above the age of 70, many are now realising that suitable applicants can take on a mortgage at various stages in life. If you are in later life and considering a mortgage, we recommend discussing your plans with one of our qualified mortgage advisors, we offer a FREE no obligation chat.

Q: Do I need a solicitor for a property purchase?

A: Buying a property is probably the most significant investment you will make in your life. It is therefore essential that you instruct a professional who is qualified to handle the exchange of contracts and formalities that come with a property transaction. Skilled at navigating the constantly changing mortgage market, we also offer a range of related services or recommend trusted partners to ensure the whole process is as easy as possible, including: solicitors, protection and insurance policies and surveyors.

 

Registered in England & Wales, no 5603163
Private Wealth Mortgages Ltd is authorised and regulated by the Financial Conduct Authority. FCA Number: 445980

Private Wealth Mortgages Ltd, Hillreed House, 54 Queen St, Horsham, West Sussex, RH13 5AD

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